For me it’s the paranoia surrounding webcams. People outright refuse to own one and I understand, until they go on and on about how they’re being spied. Here’s the secret - unplug the damn thing when you think you won’t use it or haven’t used it in a while.
They, whoever it is, can’t really spy on you on something that’s already off and unplugged!
Set my family up with Bitwarden. Had them think up good passwords, told them not to tell me, etc. etc. they went and promptly forgot it.
One of these days I’m going to set them up again but this time I’m going to have to save their master passwords on my account.