Where do you see businesses accepting debit but not credit cards? I’ve only ever seen it accepting both or neither (in the case of neither, you have to physically mail in a check or link up ACH information). And the only time I see ACH or physical payment accepted but not debit/credit is with governmental agencies in the US, because credit/debit costs them money to process while ACH/physical money does not.
For the rare business where it’s (unfortunately) standard practice e.g. gyms, I just setup a new (free) checking account with my existing bank.
Other than those rare, and “standarized” cases, they’d have to be critical to my ability to keep breathing for me to even consider using a check, or another payment method linked directly to bank, including a debit transaction that requires my PIN, or ever using my debit card online.
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Where do you see businesses accepting debit but not credit cards? I’ve only ever seen it accepting both or neither (in the case of neither, you have to physically mail in a check or link up ACH information). And the only time I see ACH or physical payment accepted but not debit/credit is with governmental agencies in the US, because credit/debit costs them money to process while ACH/physical money does not.
I haven’t experienced not taking credit cards, but T-Mobile just got rid of my ten dollar auto pay unless I switch from credit card to debit card.
Same for Verizon
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A montage company just started doing that.
My barber won’t take credit, only debit or cash.
Credit card fee’s most likely.
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Probably and I’m perfectly fine with cash or debit only. Screw credit. Just hurts people in the long run
Depends on the person.
If you’re using credit because you don’t have money, then you’re doing it wrong. Credit only hurts people that don’t understand this.
I put everything on my credit card. I also pay it off every month. So it’s only helped me.
At the cost of people who use it the other way
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Would you mind informing me what was that remote but well paying job?
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not really. it’s that credit cards usually cost a lot more per transaction in fees to the merchant.
People, or businesses?
For the rare business where it’s (unfortunately) standard practice e.g. gyms, I just setup a new (free) checking account with my existing bank.
Other than those rare, and “standarized” cases, they’d have to be critical to my ability to keep breathing for me to even consider using a check, or another payment method linked directly to bank, including a debit transaction that requires my PIN, or ever using my debit card online.