Isn’t most of the insurance for liability? I can see a logic where older cars are less safe, and thus accidents are more likely and would cost more, hence the higher costs. But I’m just guessing.

I upvoted because I could not disagree more.

But! No judgement from me. Everything’s not for everyone. I can reread the LOTR trilogy for the 12th time or delve into the Silmarillion (basically the history of the LOTR world) and love every second. Whereas I tried to make it through the first Twilight book after watching the movie and had to put it down and take a shower. But if you like Twilight more, read that, because that’s what you like! Your thoughts still have value!