Wiz

It would be much longer, based on 2020. There’s always idiots breaking quarantine.

COVID could have been eliminated if people stayed home for a couple of weeks in March/April 2020. Now COVID is permanent.

You could put your 401k money in a money-market fund or something like that. It doesn’t have to be invested in the stock market.

Also, if you’re young, and you’ve got extra dough, do yourself a favor and start a Roth IRA. They are amazing.

Simple solution for saving Social Security - raise or remove the cap on earnings.

Right now, we tax poor people higher than people making over $170k.
The more money you make, the less you pay. It’s a reverse-progressive tax. Let’s tax rich people the same as poor people.