Absolutely. If you’re passionate about it then you might want to learn more about how the scams are enabled by modern technology’s complete disregard for security and privacy.

First: Don’t take financial advice from randos on the internet

Just a conversation, man :)

I didn’t even know someone could borrow against securities. Sounds like I need to have a discussion with my finance guy…

… speaking of finance guys, I should find one.

A million dollars is a number we need to have a conversation about in this country, because everyone wants to hate on millionaires.

Sure, let’s talk about that.

People who hate on millionaires are making arguments a million hours too late (for many of the reasons you stated). The rage these days is to hate on billionaires.

You have zero cash plus a property asset. The value of that asset will grow as well.

Well okay I did ask about buying a fancy house so I think it’s a reasonable assumption.

But I want to change the argument move the goalpost. Let’s suppose I bought a fancy house and the housing market bubble finally burst… and that the house is now worth 1/3 of what I bought it for. That loss of value caused a massive heart attack and definitely caused death.

Or let’s say I spent the money on hookers and blow. Might as well go out with a bang, after all.

Now all of that value truly is gone. Sucks to be my kids I guess. But at least I had a fun time, right?

You’re trying to tell me that borrowing against securities solves the problem. But it only moves the problem.

If I borrow against the securities, I get cash. I use that cash. I now have zero cash (again). Then I die a horribly quiet death with megabucks owed for loans against the securities. The estate does not have cash to pay back those loans. You’re saying those securities would be sold… for more profit than what I borrowed against? Then it sounds like I didn’t borrow against their full value. And if I did borrow against their full value, then the loan cannot be paid back because the cash is spent.

If a website requires so few characters that I have to create custom rule in my password manager for it… then it’s a website I’m strongly inclined not to use.

Sadly, a lot of these websites deal with finances or employment.

Borrow against the value of the securities, obviously

Yeah, borrow against the value of the securities!

Who will pay the debt when I die? My children via the estate? My children via the bank’s increasingly higher fees? My children via taxpayer-funded loan “forgiveness”? Sounds like a Bernie Madoff scheme to me. Best keep my money under the mattress.

Retirees should be living off of dividends, 401ks and IRAs, not volatile stock sell offs.

If you’re only going to live another 10 or 20 years but you have $1M stashed… do you take the $1M now and buy a fancy house? Or do you keep that $1M going for the… checks math … few tens of thousands of dollars it’ll earn in yearly dividends? Meanwhile your daughter needs a new hair-do, your son is living in your basement again, and your wife… well she’s your wife. And she wants that new car that you promised you’d get her when you retire.

I guess it’s back to the grind instead.

Give it time. Cell phones are getting more powerful every day.

As for misinformed… sure it’s possible. But I doubt it. Llama isn’t chat gpt but it runs pretty well on my machine. Is it perfect? No, of course not. Neither is ChatGPT. But it’s “good enough” for what I need it for, and it certainly could be “good enough” for many other users.

What’s the gain of a LLM for a virus? Well that… is a little more esoteric. It’s about as esoteric as encrypting hard drives. Crypto malware isn’t always a virus either. Imagine a LLM in a virus used to determine if a given file’s content is worth extracting from the device. I haven’t yet figured out all of the side ventures but I can see a use for it.

How could an intelligence that requires massive amounts of CPU, RAM, and database storage even concievably

What you define as “massive” amounts might still be large amounts for most consumers. But even then it’s not… really. Developers frequently fit these models in their own laptops. Some of the ML models fit on an iPhone or Android phone. It can generate ten, or hundreds of words (tokens) per second.

So the fact that they don’t need massive amounts of CPU, RAM, and database storage is rather the point. Imagine if it could escape and multiply. It could conceivably do so quite quickly given current technology.

Yes, schools are businesses these days. Businesses don’t want to actually do effort to get consent.

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Yes it’s true. Why go to the office just to be on Zoom all day? I can do that at home and save myself some money. More importantly: I can do that from home and save myself the time it would take to drive to or from the office. Not to mention that I could be on Zoom all day from home and save myself the stress of driving around maniacs. Last, but not least, I could do it all from home and the company could save money by not paying for an office.

1. I work from home so that I don’t have to go to the office.

2. I don’t have to go to the office.

3. Let me work fewer days. 4x10 days would be nice. From home. So I don’t have to go to the office.

4. I don’t want to go to the office just to be on Zoom all day anyway. It’s a waste of time, a waste of carbon, and a waste of company money on the office space.

Take the time estimates that this bully gives you. Tell them the time estimates are way off. Take their estimate, multiply it by three. So, if it would have taken 3 days, then it will really take 9 – that’s two whole weeks of 40 hours each. If it would have taken 3 months then it will really have taken 9 months.

When you get a calendar invite and this asshole bully accepts it for you, make sure to include that cost in your time estimate.

And make sure to stick to your 8 hours each day. If you didn’t get work done because some asshole bully filled your calendar with meetings and left you with no time to work, and then also made stupid decisions about the entire codebase, make sure to report that to your manager. Your manager needs to know when time estimates are going to slip.

That dipshit will start to figure out how much time it really takes to get work done. It might take a while though for that to be learned so bear with it.

What work do you try to do?

I suggest that, instead of changing employers, you address this bully head on.

• Tell him that your employer pays you whether you feel happy or not, and it’s not his choice to that.

• Tell him that your employer would have already fired you if your employer felt you weren’t worth the money they pay you.

• Tell him that your coworkers would have been telling you how awful you are, if you truly were awful.

• Talk to your coworkers about this bully. He might be bullying them too!

So… not the United States. France, maybe? Germany?

If an employer or prospective employer rescinds their job offer, or makes significant changes to the employment contract, through no fault of your own then you may have reason to engage an attorney and discuss Promissory Estoppel.

I am not a lawyer but it’s worth knowing the laws :)

The only app that won’t let me use KeePass autotype is Planetside 2’s launcher. I’ve never had any trouble in any other app with KeePass’s auto-type feature – including to log in to Google.

If a site is asking for a username first, then I can auto-type the username too ;)

KeePass has an auto-type feature. It basically presses keystrokes right into the input field.

I never have to worry about sites disabling pasting into fields because:

• I use about:config to disable clipboard manipulation
• I use KeePass auto-type to type passwords instead of copy-pasting them

Also, putting your password on your clipboard is Bad Practice because any application (including a javascript web page) can inspect your clipboard