For me it was when I last bought a new car like 12 years ago when Chrysler was still doing lifetime extended warranties. It was like an extra 4k and a couple people said I was foolish for it, “just learn to fix it yourself blah blah blah”.
In the 12 years since, I’ve had an estimated $15k worth of work on it, to include a full transmission rebuild at a whopping out of pocket cost of just a couple hundred bucks (it’s like a $50 deductible each time or something).
I’ve gotten my money’s worth many times over IMO, and it even saved my ass during a long road trip once.
Ofc it was actually good, so Chrysler stopped doing new ones lmao
When RadioShack was still a thing. I was in a band that used in ear monitors. I bought a pair of decent earbuds there for $25 with a $5 extra warranty, which states I’d have to pay $5 for a replacement. Between jumping on stage, forgetting they were plugged in or just plain blowing them out, I went thru 6 pairs jn 3 years, each time paying 10$ (5 for the replacement and 5 for the warranty)