I have lived for over a week with less than 0 in my account in college and I’ve driven my car 150km with the gas light blinking in panic. Your argument is invalid.
Sounds like you were fucked. My argument is valid.
You can absolutely use all your money. You can even use more money if you have an overdraft
If people dip into overdraft then they are fucked.
I stand by my shower thought.
Do you mean “and” instead of “or”?
If you have money but no gas, just buy gas. If you don’t have money but have gas, then you’re just the average American.
Because some people don’t have cars. And some people don’t have bank accounts. That’s why I said “or.”
I have that shower thought frequently whenever I realize my bank account is down to the triple digits so that means I can’t spend any money just in case because it’s always necessary to keep money in the bank due to unforeseen circumstances, which always happen. And also there are a lot of things I’m saving up for so I just can’t spend any money at all. And I’m like “What the heck? I earned this money. But I can’t spend it.”
Same with fuel. You can’t have zero gas in your tank ever. Or you will be driving down the freeway one day and run out of gas and that will be a problem.
Sounds like someone with very little life experience. You can absolutely do all these things. You can also give money to a relative or spouse for safekeeping while your account gets drained. Whatever floats your boat. Having a self imposed number from which to not touch your money is your choice and its both fine to do or not to do it. Being condescending about it is the problem.
Understood, it was a semantics issue.
I’ve finally gotten out of hitting single digits every month, and it’s nice to finally not have to micromanage the order my bills are paid to not overdraft
I can totally spend all my money. I’ll just get more next month. It wouldn’t be optimal, but I’d be far from fucked.
people who think like that are fucked.
ITT: people who think fuckedness goes away as long as you don’t acknowledge it
